It's always buzzing with excitement and endless possibilities in the vast and ever-evolving digital world of money making opportunities.

So, get ready to dive into the captivating realm of financial success as we present to you the latest and greatest in this week's edition of The Money Buzz.

⏰ Today in 5 mins, you'll discover:

🔦 Side Hustle Spotlight

This week we’re looking at how to become a Subscription & Digital Expense Auditor

Between streaming services, apps, productivity tools, fitness platforms, and random trials, the average person wastes hundreds per year on subscriptions they don’t use or forgot about. Businesses waste even more.

A Subscription & Digital Expense Auditor acts like a financial decluttering specialist for the internet age—saving clients money without asking them to change their lifestyle.

This is not financial advising. It’s organization, pattern-spotting, and cleanup—skills anyone can learn.

How to Start

1. Learn the audit process (fast)

   • Review bank statements, PayPal, Apple/Google subscriptions, email receipts

   • Categorize subscriptions: essential, optional, unused, duplicate

   • Identify annual vs monthly billing traps

   • Spot “dark pattern” renewals and price creep

2. Create a simple audit system

   • Spreadsheet or Notion template

   • Checklist: discovery → review → recommendations → cancellation support

   • Optional: screen-share walkthrough with clients

3. Practice on yourself (or friends)

   • Track how much money you save

   • Document before/after results (with permission)

4. Offer your service virtually

   • Freelance platforms, local Facebook groups, Reddit, LinkedIn

   • Target busy professionals, freelancers, families, solopreneurs

Benefits (Why This Works)

• Anyone can do it – no certification needed

• High perceived value – you literally save people money

• Low startup cost – just time + basic tools

• Remote-friendly – 100% virtual

• Repeatable – clients need re-audits every 6–12 months

• Trust-based – once someone trusts you, referrals come easily

Bonus: Clients love this service because it reduces mental load, not just expenses.

How to Monetise

You have multiple monetization paths:

1. One-Time Audit Fees

• Personal audit: $75–$200

• Small business audit: $200–$500+

2. Percentage-Based Savings

• Take 10–30% of first-year savings you uncover
  (Example: You save $1,200 → earn $240)

3. Ongoing Subscription Management

• Monthly retainer ($25–$75/month)

• Quarterly or annual check-ins

4. Add-On Services

• Cancellation concierge (you handle the process)

• Budget reorganization

• Digital decluttering (email receipts, accounts, logins)

• Annual “expense reset” packages

Who This Is Perfect For

• Detail-oriented people

• Organizers, assistants, virtual helpers

• People who like saving money more than selling

• Anyone wanting a quiet, ethical, useful side hustle

You’re not convincing people to buy something—they already want what you offer.

Conclusion

The Subscription & Digital Expense Auditor is a modern, practical, and surprisingly rare service hiding in plain sight. As digital clutter grows, so does the demand for people who can clean it up.

It’s low-risk, human-centered, and immediately valuable—making it one of those side hustles that doesn’t scream “hustle,” but quietly pays.

🤝 Working with Masterworks

What investment is rudimentary for billionaires but ‘revolutionary’ for 70,571+ investors entering 2026?

Imagine this. You open your phone to an alert. It says, “you spent $236,000,000 more this month than you did last month.”

If you were the top bidder at Sotheby’s fall auctions, it could be reality.

Sounds crazy, right? But when the ultra-wealthy spend staggering amounts on blue-chip art, it’s not just for decoration.

The scarcity of these treasured artworks has helped drive their prices, in exceptional cases, to thin-air heights, without moving in lockstep with other asset classes.

The contemporary and post war segments have even outpaced the S&P 500 overall since 1995.*

Now, over 70,000 people have invested $1.2 billion+ across 500 iconic artworks featuring Banksy, Basquiat, Picasso, and more.

How? You don’t need Medici money to invest in multimillion dollar artworks with Masterworks.

Thousands of members have gotten annualized net returns like 14.6%, 17.6%, and 17.8% from 26 sales to date.

Explore offerings

_{*Based on Masterworks data. Past performance is not indicative of future returns. Important Reg A disclosures: masterworks.com/cd}

💵 Success Tips

1. Design your environment before you rely on discipline - Most people try to win with willpower alone. High performers shape their surroundings so the right actions become the default. This can mean keeping distractions physically out of reach, pre-deciding routines, or structuring your day so important work happens before decisions pile up. Success sticks when your environment makes failure inconvenient.

2. Track effort, not just outcomes - Outcomes are often delayed and partly out of your control, which makes them a weak daily motivator. What is controllable is effort. Track things like hours practiced, outreach attempts, drafts written, or reps completed. When effort becomes the scorecard, consistency improves—and outcomes follow naturally.

3. Get comfortable being unimpressive at first - Many people stall because they want their early work to look polished or “worth showing.” Progress accelerates when you allow yourself to produce average, awkward, or incomplete versions early on. Mastery is usually the result of volume plus feedback, not talent plus perfection. The willingness to look unremarkable is often the real competitive advantage.

🌟 Want more tips like this? Follow Brad K on X (Twitter) or Instagram for insights, quick hacks, and motivation to keep you on the path to success.

📖 Recommended Reading

This week we’re reading The Artist’s Side Hustle by Stacie Bloomfield

This book focuses on helping creative people—especially artists with limited time—turn their passion into consistent income without needing to quit their day job. Bloomfield shares 13 practical ways to monetize art, from selling products and prints to leveraging digital platforms, all structured so you can build income working just a few hours each week. Her approach blends real-world advice with creative inspiration, making it ideal for anyone who wants to make money doing what they love without burning out or overworking. It’s a fresh take on side hustles tailored specifically to the creative community and the realities of the 2025 economy.

 🙌 Weekly Motivation Dose

“Your future doesn’t respond to your intentions, it responds to what you do consistently when no one is watching.”

#consistency #selfgrowth #discipline #mindset #motivation #keepgoing

🔗 Around the web

• Launch A Side Hustle In 2026 With These ChatGPT Prompts

• Couple’s Side Hustle Makes About $10K a Month During Holidays

• The 15-Minute Side Hustle: How You Can Earn up to $100 a Month in Your Downtime

• She works just 30 minutes a day to make a six-figure income and says anyone can do it

👍👎 How did we do?

Did we smash it, fail miserably or somewhere in between?

Let us know by replying to this email! We’d love to hear your feedback and thoughts. Plus, feel free to let us know if there are any topics you’d like us to cover, or any questions about making money online that you’d like us to answer.

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